Toward 124-business, firm-peak study, operating can cost you improved a lot less than proportionately that have average amount borrowed

5. Other kinds of boat loan companies specialize in vehicles, a home, or organization lending. As well as personal dollars fund, finance company products tend to be vehicle finance (each other transformation loans and you will head funds), automobile and you can products accommodations, organization inventory and you may levels receivable money, rotating borrowing, non-vehicles user durable merchandise investment, and signed-prevent home loan and house collateral funds. Select Chen, Elliehausen, and you can Wicks (2018). Come back to text

six. Conversely, depository organizations usually promote both organization and credit, in addition to their resources of finance were all types of dumps, which can be items in on their own. For further dialogue, come across Benston (1975). Come back to text message

eight. Pick Chen, Elliehausen, and you can Wicks (2018) to have talk out-of survey steps and you will descriptive statistics. The info in table 1 to have 1987 range from Chen, Elliehausen, and you will Wicks. Continue reading →